With a rapidity that defies comprehension a new holiday season is not only upon us but wheeling by and will soon be gone again. No doubt about it this is a tough year for celebrating. Personally we have so much to be thankful for. Professionally it would be hard to figure out how one could be on a better track. At the same time it is hard to ignore the collective concern and the grave economic and environmental situations we face as a country, a people, and a planet.

Personal responsibility

One of the refrains I see from time to time about the current economic mess we are slogging through is that it comes down to personal responsibility. I am of two minds on this. Sure everything is personal responsibility. Am I in a better position because I've made good decisions, dare I say better decisions than some others? You bet. All and all we've been and so far continue to be in a better position than most in this day.