The state of Nevada's Public Employee Benefit Program released the rate chart for our next year's benefits. In the past a couple with a $500 deductible paid about $18 less a year for coverage than the same couple with a child. Now, however, the scales have tipped, the family of three, five or a dozen will pay $63 dollars less a year than the couple without children. I'm not sure how this will be explained but it should be interesting.